🏘️ Property Sale Tax Planner — FY 2025-26

The 12.5%-vs-indexed-20% call, then every exemption route — to one final number.

• • Grandfather comparison (acquired pre-23-Jul-2024): 12.5% flat = ₹8,75,000 vs 20% indexed = ₹11,11,811 — the LOWER applies for resident individuals/HUFs.
• • Buyer deducts TDS u/s 194-IA at 1% when consideration ≥ ₹50L — claim it in the return. Add 4% cess (and surcharge if applicable) to the tax shown.

This plans the exemption BEFORE you sell — timelines (1/2/3 years, 6 months for bonds, CGAS by the ITR due date) decide everything. The full return with this gain inside it: the workspace computes both regimes around it.